What is Zest AI ?
Zest AI is an advanced credit underwriting software that uses artificial intelligence to improve lending decisions. It offers powerful AI tools that help lenders make better lending decisions and increase approval rates while minimizing risk. Zest also helps lenders build a more responsive and inclusive lending business by monitoring changes in the lending landscape and providing tools to adapt quickly.
Zest AI Key Features:
- AI-driven underwriting models that spot good borrowers overlooked by national credit scores
- Customizable models to fit specific lending needs
- Risk management and control tools to minimize losses
- Automated decision-making for faster credit decisions
- Fair lending tools to promote financial inclusion
Use Cases:
- Zest AI can be used by financial institutions such as banks, credit unions, and online lenders to improve their underwriting process and increase approval rates while reducing risk.
- It can also be used by lending companies to build a more inclusive lending business and offer credit opportunities to a wider range of individuals.
- This tool can help lenders adapt quickly to changes in the lending landscape, such as new regulations or market shifts, to stay competitive and maximize profits.
- By using this platform, lenders can make more accurate risk predictions, make faster credit decisions, and expand credit access to underserved communities.
